Determinantes de la eficiencia bancaria en Españael caso de la banca ética

  1. Juan Cándido Gómez Gallego 1
  2. Luz Sánchez García 2
  1. 1 Universidad de Murcia
    info

    Universidad de Murcia

    Murcia, España

    ROR https://ror.org/03p3aeb86

  2. 2 Universidad Católica San Antonio
    info

    Universidad Católica San Antonio

    Murcia, España

    ROR https://ror.org/05b1rsv17

Revista:
Cooperativismo e economía social

ISSN: 1130-2682

Año de publicación: 2019

Número: 42

Páginas: 77-95

Tipo: Artículo

DIALNET GOOGLE SCHOLAR lock_openAcceso abierto editor

Otras publicaciones en: Cooperativismo e economía social

Resumen

During the last years, the financial sector has become inmersed in a series of change processes that have led to the development of new types of banking with strategic variables considered atypical until now, the most important phenomenon being that of so-called ethical banking. A comparative analysis has been carried out between traditional financial institutions and the ethic banking sector. An efficiency and Tobit regression analysis has been carried out to determine whether the overall management of the institutions reflects the behavior of the financial indicators. The results show higher levels in solvency and stability indicators in the generation of yields and in the efficiency levels in the period 2015-2018, concluding that ethical banking can play a true alternative in current financial markets

Referencias bibliográficas

  • ALFONSO, R., “Realidad contable y actitud ética de / en las sociedades cooperativas”, Diario La Ley. (2012).
  • ALSINA, O. “La banca ética. Mucho más que dinero”. Barcelona. Ed. Icaria. (2002).
  • AVKIRAN, N. K., “The Evidence on Efficiency Gains: The Role of Mergers and the Benefits to the Public”. Journal of Banking and Finance, (1999). 23, 991-1013.
  • AYADI, R., FERRI, G., PESIC, V “Regulatory Arbitrage in EU Banking: Do Business Models Matter?”. International Research Centre on Cooperative Finance Working Paper. (2016).
  • BALCERZAK, A.P., KLIESTIK, T., STREIMIKIENE, D., SMRˇCKA, L. “Non-Parametric Approach to Measuring the Efficiency of Banking Sectors in European Union Countries”. Acta Polytech. hung (2017), 14, 51-70.
  • BARAIBAR-DIEZ, E., ODRIOZOLA, M. D., FERNÁNDEZ SÁNCHEZ, J. “Communication transparency in ethical and traditional banking in Spain”. Journal of International Business Research and Marketing, (2017). Nº 2, vol. 2, pp. 24-32.
  • BARBU, T.C.; BOITAN, I.A. “Ethical Financing in Europe—Non-Parametric Assessment of Efficiency”. Sustainability (2019), 11, 5922.
  • BELKE, A., HASKAMP, U., SETZER, R. “Regional bank efficiency and its effect on regional growth in ‘normal’ and ‘bad’ times”. (2015). Econstor Make Your Publications Visible. ROME Discussion Paper Series, No. 15-07.
  • BOSHEIM, S. A. “Social banks and impact measurement: The case of Charity Bank and Triodos Bank”. (2012).ISBPaper Series, No. 10. The Institute for Social Banking.
  • CALLEJAS-ALBIÑANA, F. E., MARTÍNEZ-RODRÍGUEZ, I., CALLEJAS-ALBIÑANA, A. I., DE VIDALES-CARRASCO, I. “Assessing the Growth of Ethical Banking: Some Evidence from Spanish Customers”. (2017) Frontiers in Psychology Vol=8 PAGES=782.
  • CARBÓ, S. y MAUDOS, J. “Diez interrogantes del sector bancario español”. Cuadernos de información económica. 215 (2010). pp. 89-115.
  • CARBONI, V. “Banking on Ethics”, Campagna per la reforma della banca mondiale, (2011).
  • CASTRO COTÓN, M. y ROMERO CASTRO, N. “Cooperativas de crédito y banca ética: ¿Un camino por explorar?” (2011). Ciriec-España. Revista de Economía Pública, Social y Cooperativa, n.º 72, pp. 263-300.
  • CASU, B., MOLINEUX, P. “A comparative study of efficiency in European banking”. Applied Economics, (2003), vol. 35, issue 17, 1865-1876.
  • CASU, B., MOLINEUX, P. “Productivity change in European banking: A comparison of parametric and non-parametric approaches”. (2004). Journal of Banking & Finance. Vol. 28, issue 10, 2521-2540
  • CAVALLITO, M., ISONIO, E., MEGGIOLARO, M. “Ethical and Sustainable Finance in Europe”. (2019). Available online:https://www.finance-watch.org/pioneers-in-ethical-banking-a-new-goldmine-of-information/ (accessed on15 October 2019).
  • CEVIK, N. K., DIBOOGLU, S., KUTAN, A. M. “Real and Financial Sector Studies in Central and Eastern Europe: A Review”. Financ. Uver. (2016), 66, 2–31.
  • CHARNES, A., COOPER W., RHODES, E. “Measuring the efficiency of decision making units”. (1978). European Journal of Operational Research 2: 429-44.
  • CHORTAREAS, G., GIRARDONE, C., VENTOURI, A. “Bank supervisión, regulation and efficiency: Evidence from the European Union”. (2012). Journal of Financial Stability. 8, 292-302.
  • CORNÉE, S. “The relevance of soft information for predicting small business credit default: Evidence from a social bank”. (2017). Journal of Small Business Management.
  • DE LA CRUZ AYUSO, C., SASIA SANTOS, P. M. “La banca ética como herramienta de acción política”. (2017). Icade: Revista de las Facultades de Derecho y Ciencias Económicas y Empresariales, n.º 80, pp. 185-210.
  • DIALLO, B. “Bank efficiency and industry growth during financial crises”. (2018) Economic Modelling 68: 11-22.
  • FARRELL, M. J. “The Measurement of Productive Efficiency.” Journal of the Royal Statistical Society. Series A (General) 120, no. 3 (1957): 253-90. Accessed October 18, (2020).
  • FIORDELISI, F., MARQUES-IBANEz, D., MOLYNEUX, P. “Efficiency and Risk in European Banking”. ECB Working Paper. Ser. (2010), 1–37.
  • GLOBAL ALLIANCE FOR BANKING ON VALUES. Nieuweroordweg 1 PO Box 55, 3700. (2016). AB zeist The Netherlands.
  • GOMEZ, J., “Eficiencia técnica en el sistema bancario español: dimensión y rentabilidad”, Trimestre Económico; 300, 1017-1042. (2008)
  • GRMANOVÁ, E. y IVANOVÁ, E. “Efficiency of banks in Slovakia: Measuring by DEA models.” J. Int. Stud. (201), 11, 257–272. Sustainability, 11, 5922 10 of 10.
  • GUJARATI, D. y DAMODAR, N. “Basic Econometrics series”. McGraw-hill series in economics. Edición5EditorMcGraw-hill Irwin. Númº de páginas 922.
  • HUANG, D. J., LEUNG, C. K. y QU, B. “Do bank loans and local amenities explain Chinese urban house prices?, ” (2015). China Economic Review, Elsevier, vol. 34 (C), pages 19-38.
  • KNIGHTS, D. “The failure of regulation in banking: ethical reflections”. (2009). In 13th European Business Ethics Network UK Conference, Bristol, pp. 6-8.
  • KOSAK, M., ZAJC, P. y ZORIĆ, J. “Bank efficiency differences in the new EU member states”. (2009). Baltic Journal of Economics. 9. 67-90.
  • KOUSIS, M. “Alternative Forms of Resilience Confronting Hard Economic Times”. A South European Perspective. Partecipazione e conflitto, (2017). Nº 10, Vol. 1, pp. 119-135.
  • LOUIS, P., SERET, A. y BAESENS, B. “Financial Efficiency and Social Impact of Microfinance Institutions Using Self-Organizing Maps”. (2013). World Development. 46, 197-210.
  • MAMATZAKIS, E., STAIKOURAS, C. y KOUTSOMANOLI-FILIPPAKI, A. “Bank efficiency in the new European Union member states: Is there convergence?”. Int. Rev. Financ. Anal. (2008), 17, 1156-1172.
  • MARTÍNEZ, A. y MARTÍNEZ, M., “Banca ética: Diferencias con la banca tradicional y evolución tras la crisis”, (2013). Universidad de León.
  • MORADI-MOTLAGH, A. y SALMAN SALEH, A. “Re-examining the Technical Efficiency of Australian Banks: A Bootstrap DEA Approach”. Australian Economic Papers. (2014). 53. 112-128.
  • MORADI-MOTLAGH, A. y ALPERHAN, B. “The impact of the global financial crisis on the efficiency of Australian Banks”. Economic Modelling, (2015), vol. 46, issue C, 397-406.
  • NOVICKYTE, L. y DROŽDZ, J. “Measuring the E_ciency in the Lithuanian Banking Sector: The DEA Application”. Int. J. Financ. Stud. (2018), 6, 37.
  • NOVICKYTĖ, L. y DROŽDZ, J. “Measuring the Efficiency in the Lithuanian Banking Sector: The DEA Application.” (2018). International Journal of Financial Studies. 6. 37. 10.3390/ijfs6020037.
  • PALEˇCKOVá, I. “Banking Efficiency in Visegrad Countries: A Dynamic Data Envelopment Analysis”. Acta Univ. Agric. Silvic. Mendel. Brun. (2015), 63, 2085-2091.
  • PASIOURAS, F. “International evidence on the impact of regulations and supervision on banks’ technical efficiency: An application of two-stage data envelopment análisis.” Rev. Quant. Financ. Account. (2008), 30, 187-223.
  • ROGHANIAN, P., AMRAN, R. y HAMED, G. “Productivity through Effectiveness and Efficiency in the Banking Industry”. (2012). Procedia—Social and Behavioral Sciences 40: 550-56.
  • SASIA SANTOS, P. “La banca ética en Europa: el enfoque del crédito como criterio de configuración de un espacio de alternativa”. CIRIEC-España. Revista de Economía Pública, Social y Cooperativa. Núm: 75. Agosto (2012). pp. 276-299.
  • SIMAR, L. y WILSON, P. W. “Estimation and Inference in Two-Stage, Semi-Parametric Models of Production Processes”. 2007. Journal of Econometrics, 136 (1), 31-64.
  • STAIKOURAS, C., MAMATZAKIS, E. y KOUTSOMANOLI-FILIPPAKI, A. “An empirical investigation of operating performance in the European banking landscape.” Glob. Financ. J. (2008), 19, 32–45.
  • TOBIN, J. «Liquidity Preference as Behavior Towards Risk». Review of Economic Studies. (1958). 25.1: 65-86.
  • VALLS MARTÍNEZ, MdC., CRUZ RAMBAUD, S. y PARRA OLLER, I. “Sustainable and conventional banking in Europe”. (2020). PLoS ONE 15 (2): e0229420.
  • WEBER, O. “Sustainable Banking. Issues and challenges”. Palgrave pivot. London UK. (2011). pp. 96-121.
Fuente de los datos: Dialnet